Discover Why Spending With a Plan is Fun and Worth It!
Calculate Your DIMS SCORE®!
Click on what you want to buy to get started.Calculate Your DIMS SCORE®!
Click on what you want to buy to get started.
We help young people think before they buy.
Ever buy or receive something you didn't really use or appreciate? Gifting Sense is an award-winning early financial education nonprofit that helps young people make thoughtful, informed spending decisions. That's how kids discover that anyone can gather and use financial information to help shape their own future. We offer free, fun, and interactive financial literacy workshops and activities for kids (ages 9-18) — chief among them, our mindful spending tool, the DIMS – DOES IT MAKE SENSE?® SCORE Calculator.
Gifting Sense has distributed 60,000 pencils to schools and community groups since 2020. 20,000 at the 2024 and 2025 Jump$tart National Educator Conferences; the remaining on demand to educators/ community groups requesting them.
How It Works
Our process is FREE and SAFE. No personal info, sign-up, or payment is needed! In a few minutes, you can learn how to ask and answer simple questions about items or experiences you want to buy. This helps you have informed, productive conversations about spending at home or in the classroom.
STEP 1
Identify the purchase
Are you considering buying an item (sports equipment, electronics, clothing, toys...) or an experience?
STEP 2
Research its full cost
How much will sales tax and shipping add to the cost of a new phone? How much will safe transportation, snacks, and souvenirs add to the total cost of going to that concert or pro sports event?
STEP 3
Evaluate your purchase use
This is a chance to think about how much you will use or appreciate this purchase.
STEP 4
Share your summary
Time to show your work! Share your DIMS SCORE® and all the math and thinking that went into it. Use your DIMS SCORE® report to guide a relaxed, productive conversation about spending.
Key Benefits
Build Confidence
Kids discover that anyone can gather and use financial information to help shape their own future.