What are we?

We are a mission-driven organization that teaches children how to think before they buy. We are a passion project, not a revenue generator. There is no hidden fee structure.

We regularly deliver hands-on, interactive, in-classroom (via Zoom) web-based workshops, but are available wherever there is internet access.

Our process merely encourages kids to get into the habit of answering some fundamental but important questions before spending money. Questions like:

  • “How often am I likely to wear this jacket?”
  • “What is the delivered-on-time cost of these soccer cleats?”
  • “What is the full cost of going to a concert, including safe transportation, snacks and souvenirs?” because the ticket price is only the beginning!

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What makes us different?

We believe thinking before buying is the cornerstone of financial literacy, so we’ve made it easy to give kids the habit of thinking before buying.

We meet children, “where they are”, in the very moment they are considering a purchase, because studies show “just-in-time” lessons on how to spend wisely are best.

We move being money-smart from boring to rewarding!

Buyer’s remorse usually happens when we buy things too quickly. DIMS – Does It Make Sense?® Scores are a speed bump! They only take about three minutes to calculate, but slow kids down just enough to make sure everyone understands the full value of a purchase (e.g. including sales tax and shipping) and how much they are likely to use or appreciate something, before it is bought, or placed it on a wish-list.

When are kids truly interested in learning about money? When they want some. Which is why they happily calculate the DIMS Score® when asked. Sure, they do it to “get what they want”, but parents and educators know that what their child or student is really getting, is a burst of real-time financial knowledge, when they can still avoid a purchase they may regret.

Because thinking before buying isn’t about “not buying”, it’s about buying what you will really use or appreciate. In other words, it’s “rewarding, not boring”!

The top three reasons we are a “win-win-win”?

We help children experience that thinking before buying is a powerful and rewarding life skill, that allows them to avoid disappointment, reduce waste, and protect the planet, without spending a dime.

We help immediate and extended family members avoid wasting time and money purchasing gifts that aren’t likely to be used or appreciated.

We spare the environment additional landfill contributions in the form of “gently-used” clothing and toys.

Who are we?

Gifting Sense was founded by Economist and Mom, Karen Holland – who credits her own mother with teaching her how to spend wisely from an early age. She worked with parents, teachers, and digital development professionals to climb her “Second Mountain” and create the site you see today – which has been specifically designed to deliver “fun-damental” financial literacy in the most engaging way possible. Her dream is that one day very soon, kids won’t even think about asking for, or buying something, unless they know it’s DIMS Score®!

Press

Have a look at what others are saying!

“Oh Wow!” Was what one of the kids on today’s KiddieNomics webinar said when they found out what the real cost of “just” going to the movies would be. All thanks to the PHENOMENAL Gifting Sense.

STACY BROWN, FOUNDER, KIDDIENOMICS

“Awesome class! Every child should take it!”
“My son really liked the real-life examples he could understand.”
“The content of the class and positive interaction are top notch. It really made an impact on our daughter.”

OUTSCHOOL PARENTS

Our middle schoolers responded enthusiastically to how the DIMS Score calculator helps them lay out the math and important stats to justify a purchase. The website was user friendly, self-explanatory, and an easy to use tool that students shared they will continue to utilize on their own going forward.

HEBREW PUBLIC CHARTER SCHOOLS FOR GLOBAL CITIZENS

Gifting Sense presented to a group of freshmen here at Quest Forward Academy. The content was extremely relevant and our students were excited to be a part of it. Being able to answer questions about their purchases, or purchases they are asking a family member to make, really helped them learn the value of an item. Our students said they could see themselves using the worksheet regularly.

QUEST FORWARD ACADEMY OMAHA

How can we get our kids to thoughtfully consider what’s on their wish list for the holidays (or their birthday, graduation or other celebrations)? Ask them to calculate the DIMS – Does It Make Sense?® Score for possible purchases. Calculating the DIMS Score teaches kids to quickly research the true value of a possible purchase – how much they’ll really use and appreciate something before they ask for it.

ROBIN TAUB, CPA, CA, AUTHOR, THE WISEST INVESTMENT

Gifting Sense has a most interesting approach to helping young people learn how to avoid FOMO (fear of missing out), reduce waste (of time and money), and protect the planet, all through more thoughtful consumer decision making.

DR. MOIRA SOMERS, PH.D., C.PSYCH. AUTHOR, ADVICE THAT STICKS

I love how the real gift, the one that can last a lifetime, is learning how easy it is to think before you buy.

NICOLE DUBÉ, CTV MORNING LIVE

GiftingSense.org is genius. It walks your kid through a big purchase and gives them a DIMS (“Does It Make Sense?”) Score. How much is the item? How many times will you use it? And it generates a letter for the kids to give their parents to justify their purchase.

BRUCE SELLERY, CEO CREDIT CANADA AND HOST OF MOOLALA ON SIRIUSXM

One of the most difficult personal finance decisions is figuring out what is a need, versus a want. Teaching your kids how to evaluate the difference can be particularly tricky. The “Does It Make Sense? Score” takes the guesswork out of the equation. What a brilliant tool for setting the foundation for kids to become money-smart adults!”

KELLEY KEEHN, BEST-SELLING AUTHOR OF RICH GIRL, BROKE GIRL

Gifting Sense facilitated a free workshop for women attending programs at the Women’s Centre of York Region. They discussed the importance of talking to kids about money, as well as provided the strategies and tools to do so. Women who attended provided 5 star reviews stating that the program was incredibly engaging and helpful.

Allison Hermann, Program Manager, Women’s Centre of York Region

Answering Chicago’s “Questions to Pose”

The Financial Education Initiative at the University of Chicago developed a set of questions parents and community members can ask schools to understand if a financial education program is high-quality and unbiased. We answered them all.

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TEACHER RESOURCES

We’re An Atomic Habit!

We’ve recently become aware of the fact that calculating the DIMS Score® for a possible purchase is an atomic habit. (Thank You Dylan Ingerman and James Clear!) Learn what an atomic habit is, and why we are so pleased to be one.

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Gifting Sense

Teaching them to think before they buy is the best gift you can give them!