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The Gifting Sense Blog

Every $pend Counts

We offer (practical!) financial literacy activities for kids, reflections on everyday life, shared experiences, and book reviews chosen for their ability to help raise money-smart young people. Let's shape a future where children understand how and why every purchase, big or small, can move them closer to the life they want.

MOST RECENT

Child Development . Financial Literacy . For Parents .

What June Teaches Us About September

Why are we talking about back-to-school shopping when the current school year has only just ended? To save your family a cartful of regrets in September! Forget BNPL (Buy Now, Pay Later), we're introducing a new acronym: TNPL (Think Now, Pay Less).

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Child Development . Financial Literacy . For Parents .

Can We Pleeeease Get a Dog?

Want to answer that question with clarity and context? Now, our mindful spending tool (the DIMS SCORE Calculator) can help! Learn how to equip your family for a conversation that will leave everyone feeling heard, regardless of the answer.

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Child Development . For Parents . For Teachers .

One Challenge to Becoming Good With Money

Anyone can learn to be good with money. But there is one very real (but not insurmountable) complicating factor. There's a timing mismatch.

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DIMS SCORE® Questions . For Parents . For Teachers .

Why Does Adding Cost Reduce My DIMS SCORE®?

The DIMS SCORE^® Calculator uncovers phantom costs that can make a seemingly small purchase much more expensive than originally anticipated. These costs reduce the DIMS SCORE^® ever so slightly.

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Back-to-School . Child Development . For Kids . For Parents .

5 Reasons Families Use the DIMS SCORE® Calculator When Back-to-School Shopping

There are two times in every calendar year when supply and demand for typical childhood purchases line up: back-to-school and the winter holiday gift giving season. Learn why families enjoy using the DIMS SCORE^® Calculator for both.

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Financial Literacy . For Parents . For Teachers .

There’s No Financial Literacy Gender Gap Amongst 10-14-Year-Old’s!

If 10-14-year-old boys and girls ask all the same questions about money, can't we narrow the adult money gender gap just by keeping that going? Addressing prospective issues in real time typically helps prevent larger ones in the future.

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For Kids . For Parents . Smart Gifting . Sustainability .

What Do Favourite & Disappointing Holiday Gifts Have in Common?

Both favourite, and disappointing gifts, can come from people who really care about us! Learn how to move holiday shopping from a chore, to something that allows you to experience the "Joy Of Missing Out" on giving (or receiving), disappointing gifts.

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Child Development . For Parents . For Teachers . Inspiring Financial Writers .

A “LOADED” Case for Early Financial Education

Dr. Sarah Newcomb understands where our money personalities come from. She thinks we should stop categorizing purchases into "survival" needs and "extravagant" wants. And she views spending as just one of the strategies we can use to accomplish most of what we'd like to do in life.

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For Parents . For Teachers . Inspiring Financial Writers .

Why We Need to Teach Kids About Money in School

Yanely Espinal got a full-ride to an Ivey League College - but unwittingly amassed $20K worth of credit card debt while she was there. Her new book is a powerful reminder of why we need to teach kids about money in school.

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Financial Literacy . For Parents . For Teachers . Sustainability .

Canadian Winners at the “FinLit Oscars”

THREE Canadian organizations doing impactful work to help people understand money better, and benefit from the financial system, were recognized at the 2023 Money Awareness & Inclusion Awards. Learn about them and what is affectionately described as the "Finlit Oscars"!

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For Parents . For Teachers . Inspiring Financial Writers .

Can Any 17-Year-Old Canadian Become A Millionaire?

If you have a Canadian High School Senior, there may not be time for your local school to adopt personal finance classes. But your rising graduate can still read Douglas Price’s book on how to become a Millionaire in their lifetime.

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Child Development . For Kids . For Parents . Prevent This .

Remember Shopping From Home At Midnight?

It really was easier to develop wise spending habits when shopping could only be done in person, during store-open-hours, with cash. But parents, take heart, you can easily re-insert some of that old-fashioned friction into your child's use of money.

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Child Development . For Parents . Holiday Hacks . Smart Gifting .

Can Kids Be Mini-Inflation-Fighting Superheroes?

Looking for some good news? Learn how easy it is to get your kids in on the fight against inflation. They feel empowered, you feel understood. It's a win-win!

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