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For Kids

Child Development . Financial Literacy . For Kids . For Parents . For Teachers . Spending Ed .

Spending Ed Three: The Strategic Spending License

Once your child can pause (thanks to the Smart Spending Permit) and spot the pressure to buy (thanks to the Defensive Spending License), they’ll be getting ready for their full Strategic Spending License, the big one, where they steer every dollar (even "just for fun" ones) toward the future they're building.

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Spending Ed Three: The Strategic Spending License

Child Development . Financial Literacy . For Kids . For Parents . For Teachers . Spending Ed .

Spending Ed Two: The Defensive Spending License

Your child earned their Smart Spending Learner's Permit and practiced pausing before making a purchase. The "intermediate" Defensive Spending License hands them the wheel while teaching them to spot the ads, aisles, and apps built to talk them into a quick "yes" at checkout.

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Spending Ed Two: The Defensive Spending License

Child Development . Financial Literacy . For Kids . For Parents . For Teachers . Spending Ed .

School’s Out. Time for Spending Ed: Driver’s Ed for Money!

Driver's Ed prepares new drivers for taking two tons of steel, glass, and consequences onto the highway. What if kids got a Smart Spending Learner's Permit too? Summer is the perfect time to issue one. Inside: free tools and a quiz so yours can earn theirs tonight.

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School’s Out. Time for Spending Ed: Driver’s Ed for Money!

Child Development . Financial Literacy . For Kids . For Parents . For Teachers .

What Does A First Car Really Cost?

Meet the newest DIMS SCORE^® Calculator, designed to help young people uncover the true cost of car ownership. Even a "free" first car can cost thousands a year.

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For Kids . For Parents . Gifts & Holidays .

The Ultimate Guide to Convincing Your Parents to Help You Buy Something

Talking to parents about money, particularly spending, can be easy. How? Consider entering the conversation having quickly researched answers to the four questions most adults ask themselves when shopping.

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The Ultimate Guide to Convincing Your Parents to Help You Buy Something

DIMS SCORE Questions . For Kids . For Parents .

The “Style Question”

The Style Question helps youth avoid making purchases that don't accurately reflect their (albeit still developing) values and style. It generates the most conversation in thinking-before-buying workshops.

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Back-to-School . Child Development . For Kids . For Parents .

5 Reasons Families Use the DIMS SCORE® Calculator When Back-to-School Shopping

There are two times in every calendar year when supply and demand for typical childhood purchases line up: back-to-school and the winter holiday gift giving season. Learn why families enjoy using the DIMS SCORE^® Calculator for both.

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5 Reasons Families Use the DIMS SCORE® Calculator When Back-to-School Shopping

For Kids . For Parents . Smart Gifting . Sustainability .

What Do Favourite & Disappointing Holiday Gifts Have in Common?

Both favourite, and disappointing gifts, can come from people who really care about us! Learn how to move holiday shopping from a chore, to something that allows you to experience the "Joy Of Missing Out" on giving (or receiving), disappointing gifts.

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What Do Favourite & Disappointing Holiday Gifts Have in Common?

Child Development . For Kids . For Parents . Prevent This .

Remember Shopping From Home At Midnight?

It really was easier to develop wise spending habits when shopping could only be done in person, during store-open-hours, with cash. But parents, take heart, you can easily re-insert some of that old-fashioned friction into your child's use of money.

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Remember Shopping From Home At Midnight?

Child Development . DIMS SCORE Questions . For Kids . For Parents .

Be Prepared to Be Amazed

Celeste Hedlee's TED Talk on the components of a great conversation underscore why thinking-before-buying does so much more than just help families save money. It also helps them have great money conversations!

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