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Every $pend Counts

We offer (practical!) financial literacy activities for kids, reflections on everyday life, shared experiences, and book reviews chosen for their ability to help raise money-smart young people. Let's shape a future where children understand how and why every purchase, big or small, can move them closer to the life they want.

MOST RECENT

Child Development . Financial Literacy . For Kids . For Parents . For Teachers . Spending Ed .

Spending Ed Two: The Defensive Spending License

Your child earned their Smart Spending Learner's Permit and practiced pausing before making a purchase. The "intermediate" Defensive Spending License hands them the wheel while teaching them to spot the ads, aisles, and apps built to talk them into a quick "yes" at checkout.

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Child Development . Financial Literacy . For Kids . For Parents . For Teachers . Spending Ed .

School’s Out. Time for Spending Ed: Driver’s Ed for Money!

Driver's Ed prepares new drivers for taking two tons of steel, glass, and consequences onto the highway. What if kids got a Smart Spending Learner's Permit too? Summer is the perfect time to issue one. Inside: free tools and a quiz so yours can earn theirs tonight.

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Child Development . Financial Literacy . For Parents . For Teachers .

We Don’t Start Any Other Subject in the Middle.

The work happening in high school financial education classrooms right now is genuinely exciting — excellent content, rigorous curricula, skilled teachers, real momentum. The question we've been sitting with is how to make that work land even more powerfully.

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TRENDING

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Child Development . Financial Literacy . For Parents . For Teachers .

Why Middle School?

It’s never too late (or early?) to learn how to be good with money — but for most kids, middle school is right on time. ⌚ Learn why early adolescence is such an ideal moment to teach mindful spending. Let us know if you disagree!

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Child Development . Financial Literacy . For Parents . For Teachers .

7 Ways to Score Money-Smarts with the 2026 FIFA World Cup!

The upcoming North American World Cup Match is the first ever hosted by three nations: Canada 🇨🇦, the United States 🇺🇸, and Mexico 🇲🇽! Discover how parents and educators can use #FIFAFever to teach young people smart saving, spending, and goal-setting habits.

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Back-to-School . Child Development . Financial Literacy . For Teachers .

What We Have Learned Delivering Workshops

Are you a Teacher in Grades 4 through 9? Check out the downloadable Educator FAQs. Learn how easy it is to deliver a Gifting Sense workshop to your own students, in your own classroom. We'll send you all the required resources, including a class set of Gifting Sense pencils!

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Back-to-School . Child Development . Financial Literacy . For Parents .

A Boss Back-to-School List Builder

Whenever your summer winds down, we've got a back-to-school list builder that helps kids and families get what they need, skip the rest, and start the year like a boss!

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Allowance . Child Development . Financial Literacy . For Parents . For Teachers .

Five Fun (Honestly!) Financial Literacy Activities for Kids

Discover five proven financial literacy activities for kids —including a free, downloadable "Worth the Wait" Goal Tracker.

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Back-to-School . Child Development . Financial Literacy . For Parents . Inspiring Financial Writers .

Can I Pleeeease Have A Phone?

Greetings to families of middle-school students! Getting a phone is not just a purchase - it’s a life moment. When handled well, it can teach judgment, planning, and self-regulation. Learn about the tasks Adam Ferguson believes kids should complete before becoming phone owners.

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Child Development . Financial Literacy . For Parents .

What June Teaches Us About September

Why are we talking about back-to-school shopping when the current school year has only just ended? To save your family a cartful of regrets in September! Forget BNPL (Buy Now, Pay Later), we're introducing a new acronym: TNPL (Think Now, Pay Less).

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Child Development . Financial Literacy . For Parents .

Can We Pleeeease Get a Dog?

Want to answer that question with clarity and context? Now, our mindful spending tool (the DIMS SCORE Calculator) can help! Learn how to equip your family for a conversation that will leave everyone feeling heard, regardless of the answer.

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Child Development . For Parents . For Teachers .

One Challenge to Becoming Good With Money

Anyone can learn to be good with money. But there is one very real (but not insurmountable) complicating factor. There's a timing mismatch.

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For Parents . For Teachers . Sustainability .

Earth Day Classroom Activities

Discover four activities that help students understand how thoughtful consumption is an achievable upstream solution to climate change - that doesn't mean they never get to do or buy anything fun!

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