…The Company is the Data Controller of Your Personal Data collected while using the Service. As operator of the Facebook Fan Page https://www.facebook.com/giftingsense, the Company and the operator of the…
Frequently Asked Questions
…questions, ✅ they generate a summary of all the math & thinking they’ve done, and then ✅ they can decide whether or not they want to move forward with the…
Terms of Use
…by the Terms of Use, to the extent any conflicts exist. Information On This Website Information that includes all facts, data, and other information (“Information”) on the Website is of…
Answering Chicago’s “Questions to Pose”
…dime. Does the program provide information that serves the interests of financial institutions or companies, or does the information serve a different purpose? The program only serves students, their families…
Teacher Tab
…class! Every child should take it!” “My son really liked the real-life examples he could understand.” “The content of the class and positive interaction are top notch. It really made…
A “LOADED” Case for Early Financial Education
…of an experience (including for example the safe transportation, snack, and souvenir costs of attending a professional sporting event or concert). This has kids come face-to-face with the true cost…
Who Are We
…Was what one of the kids on today’s KiddieNomics webinar said when they found out what the real cost of “just” going to the movies would be. All thanks to…
Home
…the kids on today’s KiddieNomics webinar said when they found out what the real cost of “just” going to the movies would be. All thanks to the PHENOMENAL Gifting Sense….
Cookies Policy
…web browser to delete or refuse Cookies, please visit the help pages of your web browser. For the Chrome web browser, please visit this page from Google: https://support.google.com/accounts/answer/32050 For the…
What We Have Learned Delivering Workshops
…The sales tax is the first “rolling-bar” menu the kids encounter and again, some of the younger ones will not understand that that they have to “roll-the-bar” until they get…
Bruce Sellery Knew This Was Coming
…For example, we love the comparison of your current financial situation to the “Point A” required for Google maps to give you directions to “Point B”. The app literally needs…
The Real Cost of Scarcity
…impact of constantly living with less. Anyone familiar with Operation Hope out of Atlanta could be forgiven for seeing this book as a pretty reasonable explanation for exactly why kids…
Four Fridays of Fun-damental Financial Literacy
…Research the online purchase of an item whose cost is doubled by the addition of sales tax, shipping and duty. Kids often see t-shirts for example that are “…only $15.00…”…
Four Words That Teach Financial Literacy
…sporting event. These include the safe transportation, snack and souvenir costs for example of attending a professional hockey game, in addition to the price of a ticket to the game….
Remember Shopping From Home At Midnight?
…were going to pay for those sorts of fancy “extras”. No one had a smartphone. No one had a personal computer on their wrist. The only things that got delivered…
Three Canadian Winners at the 2023 “FinLit Oscars”
…Untangle Money, two organizations who entered the 2023 Money Awareness and Inclusion Awards as a result of our being recognized as one of the Best Non-Profit School-Aged Financial Education Programs…
Spend Wisely in September For a Better December
…making by being allowed to answer these questions and formulate a back-to-school list that makes the most sense for the entire family, they not only learn how to be savvy…
What Do Favourite & Disappointing Holiday Gifts Have in Common?
…as how much they’ll use and appreciate it, #JustAsk them to forward you the shareable summary of all the math and thinking they have done. It’s a terrific way for…
The Theme Park Pass Dilemma
…a reasonable distance of one, they may even ask for a season pass. A theme park visit or pass is the perfect purchase to evaluate by calculating the DIMS –…
Allowance Best Practices for Teens
…for any expenditure in excess of an agreed-upon dollar amount. Gift Surveys were specifically designed to ensure that kids only ask for – or purchase – what they will really…
How It Works
…costs?” because they know from experience that the price of an item is just the beginning of what it costs to actually receive it on-time. Some of the questions parents…
Who Knew? TBB is Curriculum Compliant!
…of calculating the DIMS (Does It Make Sense?) Score for a possible purchase. If the class has more students then fit on one screen of participants, you don’t get the…
Stuff Kids Want: Cell Phones
…or out-of-region roaming. This tends to happen when kids are initially placed on family plans and go out of town for the first time on their own, for example, on…
What’s the Difference Between Needs and Wants?
The pandemic has thrown families everywhere a real curveball to say the least. But social distancing doesn’t only present challenges. For example, a primary benefit of all the extra together-time,…
Virtual Café
…appropriate money lessons here Kids enjoying or complaining about all the MacGyvering going on right now? Introduce them to the man and TV series behind the modern description of the…
Should We Use A Different Acronym?
…a restriction*]}*-free, in-person classroom setting would be ideal, as would being able to avoid the onset of any age-related infirmities. But in the absence of that paradise, how about a…
The Nest…Egg
…impact an impending inheritance has on all of their lives. It has been on the New York Times best-sellers-list for most of the Spring. Naturally it caught our attention. We…
There’s No Financial Literacy Gender Gap Amongst 10-14-Year-Old’s!
…MAKE SENSE?® SCORE Calculator don’t need to humorously justify their purchases; they already know what they’re buying makes sense for them and their family”. To underscore the obvious we added…
“How About YOU Buy the Groceries This Week!”
…So show them. Ask them to calculate the cost of every load of laundry, merely by dividing the price of a bottle of Tide by the number of loads it…
Can Kids Be Mini-Inflation-Fighting Superheroes?
…will really use or appreciate the item or experience in question. Then and only then, will you need to think about what the art of the possible is, in terms…
How is a Penny Saved, a Penny Earned?
…and spent $70 for the entire outing, explain how during the pandemic you have now “saved” $140 – which can pay for one heck of a streaming account for the…
The Blessing(s) of an Empty Wallet
…donations in kind. And the author of The Soul of Money, has seen the blessings that not only the recipients, but those doing the giving receive. The Soul of Money…
The Only Thing That Teaches Kids About Money
…inputs to production for lemonade stands, you’ll be in the position of generous benefactor when the time comes to discuss lessons learned – on that front alone, it is worth…
Replace “Resting Gift Face” with “Grateful Happy Face”
…any time exchanging or returning gifts, and it can even smooth the way for the happiest of holidays yet, one completely free of RGF! To learn how, click on the…
Allowance Best Practices For Kids 12 & Under
…comfortable with putting real distance between wanting and getting is the cornerstone of being able to live within one’s means – and it will never be easier to establish such…
Where’s the Off Button?
…by Jacqueline’s mother-in-law is to ask the question of highly energized kids “Where’s the off button?” The annual break from school that begins for Ontario families next week brought the…
The Missing (Financial) Link
…“just-in-time” financial lessons are the most effective, Fred’s course is designed for college juniors and seniors – the students who are on the cusp of supporting themselves. But we have…
A Big Free FinLit Lab?
…comfortably ask them to do all of this on their own. Just make sure auto-purchase-abilities are turned off so that no one inadvertently buys what they are merely researching. Amazon…
The Best Things in Life?
The pandemic has thrown families everywhere a real curveball to say the least. But social distancing doesn’t only present challenges. For example, a primary benefit of all the extra together-time,…
Prevent This: Not Slowing Down in the Summer
…matters, but certainly the summer break from school also paves the way for increased down-time and reflection, often with extended and/or out-of-town family. The middle of summer is the perfect…
Prevent This: Not Seeing Yourself in the Mirror
…many views on the use of expletives as there are people – most of us find their excessive use discomforting. The “Style Question” was designed to get kids into the…
Being the Broccoli of Lifestyle Lessons
…they can only really make when shopping – they can’t buy the wrong insurance or car for their circumstances just yet. Think of getting your kids into the habit of…
Holiday Weekends Are a Great Time to Teach Kids About Money
…back-to-school shopping. The allowance approach often brings about one of the best teachers ever: buyer’s remorse. Because most kids blow “their own” spending money on frivolous purchases they come to…
Where Does Money Really Come From?
…tend to arise once the Pandora’s Box of a conversation about money has been opened. Such as “Why don’t you get a different job?” But the primary purpose of the…
Get Your Kids to Buy Into Comparison Shopping
…resultant savings. If the words “Thank You” don’t immediately fall out of their open mouths, we are convinced one day in the future, they will. Teaching your kids to think…
Can You See The Future? We Can!
…you to come for the weekend because your grandson is in the Science Fair Finals and wants to show you the experiment that got him there. There are no podcasts…
We’re An Atomic Habit!
…Mr. Clear, and been completely unaware of his work? For those of you who don’t know about the Gifting Sense project, our work or mission, we are an organization dedicated…
DIMS – Does It Make Sense?® Scores Help Kids Develop Good Financial Defence
…10-15 very straightforward questions on a (free and safe) digital worksheet. Those questions are on everything from how much the item costs, including sales tax and shipping, to where the…
Who Wears a Coat 300 Times?
…what? Helping her get that coat really did make the most sense of all – for her – for us – my parents, my brother and landfills”. If any of…
Careful Spending Doesn’t Have to be Bad-Tasting Medicine
…person to pay for. No personal information is ever collected. Spend your life this holiday season on the stuff that we all know really matters: being with the people you…
Develop Money Privilege Empathy With Your Teens
…sharing details of your firsts lays the foundation for why you think about and use money the way you do. Even if your kids don’t agree with how much of…
Get Her “Rich Girl, Broke Girl” Instead
…effective plan for the future. But interestingly enough, we found the section in this book on the tremendous importance of understanding the ramifications of common-law co-habitation perhaps the most compelling….
More Ways Than Ever to Get It Wrong?
…the first time, they very quickly want to complete a second, third, and fourth one… because they almost immediately grasp how their answers impact the resultant DIMS (Does It Make…
Happy Half Birthday Gifting Sense!
…TV and in a Podcast. We’ve won a #ProductBrag Competition and the affection of parents across Canada and the United States. Why? Because we’re helping them give their kids quick…
We Love This Woman’s Work
…mini-talks, we really hope you’ll make the mini-investment of time required to watch them. One suggestion we really like is the “frequency budget” for people who are looking to cut…
The Only Problem With Summer Jobs
…only one problem with summer jobs – and that is that the paychecks they result in – do not come with instructions! Maybe your family has decided summer job income…
Stuff Kids Want: Parents and Platitudes
…as the hills, but don’t kid yourself, children count on the platitudes spoken by their parents. This is just one of the reasons why we believe something as simple as…
This Summer, Meet Dr. Moira Somers
…Somers’ brilliant description, and illustration, of the eight main places our mental energy goes. (Please do not reproduce the mental energy pie chart without the permission of Dr. Moira Somers.)…
A “Wow” Answer To Why We Need Early Financial Education
…information, including four unique discussions on: Why credit freezing can be a good idea. The importance of “negative visualization” to help you prepare for the failures/ lapses that life inevitably…
Stuff Kids Want: Sports Equipment
…to do that they often need equipment. The array of sports played today has never been broader. Depending upon geography or tradition you might live in a town mad for…
Why Isn’t Your Wish-List Item a Good Idea?
…before you can really know they will work well, such as shoes for an outfit you don’t have with you, or a piece of luggage that you want to be…
All Sorts of Families Face Gifting Challenges
…each month etiquette expert Catherine Newman offers her best advice on all sorts of social quandaries. Almost without fail, there is a question regarding gifting – for example the one…
Can Any 17-Year-Old Canadian Become A Millionaire?
…become a millionaire in their lifetime if they consistently commit to a series of small but important decisions from the end of high school forward. When you read his book,…
Why Crowd-Funding For A Child’s Gift Can Make Sense
…about how much they will really use and appreciate a possible present is their real gift – one of the best parents can give their kids – if you ask…
Why Does Adding Cost Reduce My DIMS SCORE?
…you through the journey of thinking that lead to each one of the questions you see in our Gift Surveys today. This post discusses why things like the need for…
Jobs Parents Had in High School
…without expectations – because the reality is, summer and part-time jobs are just going to be really hard, if not impossible to get this year. Begin the conversation with that…
Why We Love the Work of Dr. Randy Pausch
…a win-win! But don’t just take our word for it, “DIMS SCORE® Calculator” with one of our Gift Surveys today and see for yourself if shopping doesn’t become the best…
Summer Reading To The Rescue
…works best for books) so they understand the full value of their request. Some of us at Gifting Sense still have all of our “Little House on the Prairie” or…
So You Can Do What You Want To Do
…all the houses on their side of town. They made $20.00 each for the season and Lucie spent $12.00 on a burgundy Timex watch, purchased at the 1970’s Canadian version…
The Style Question…
…you through the journey of thinking that lead to each one of the questions you see in our Gift Surveys today. The first in the series discusses “the Style Question”….
For Best Results: Try Baking-In Simple Effective Limits!
…much larger the total cost of an experience is over just the “price of admission”. (As adults know, experiences can cost many multiples of the ticket price to a concert…
Gifting Sense Is On Outschool!
…section listed that works for your family or students, please use the “Ask a Question” button at the bottom of the Outschool Class Listing to request a time that would…
Learn How the Holidays Can Be D.O.W.N. with Sustainability
…quick but meaningful burst of financial education) every time they ask you for something, by simply suggesting they calculate the DIMS® (Does It Make Sense?) Score for their request. By…
Surprise – Parents are Using Gift Surveys for Themselves!
…that kids only ask for – or purchase – what they will really use and appreciate; they are a tool for parents to give their children one of the best…
Twin Ambitions: Good Eating Habits & Money-Smarts
…public awareness around the expanding field of nutrition science, which is only about 30 years old. Examining the intersection between diet, health and the culinary arts (cooking), the day was…
Two Gifts for the Price of One
…Congratulations to Rachael from Enniskillen, Ontario who in honour of the second anniversary of our launch will be receiving a $25.00 Amazon Gift Card for her description of how DIMS…
No One Has Carte Blanche!
…financial offense in the form of high wages. Strong financial defense in the form of careful spending is equally important. No one can sustain unlimited spending. Convincing your teens of…
Should Grad Traditions Be Honoured At Any Cost?
…in the position of having to play “Who Wore It Best?” on what feels like one of their most important nights? At a minimum, hold out on the shoes, pick…
Stuff Kids Want: Summer Camp
…talk about one of the most sought-after experiences of childhood: Summer Camp. A quick Google search on the benefits of Summer Camp delivers an impressive number of results. Thanks in…
Happy Holidays Raj Chetty
…there is the possibility of saving of over two million jobs. We believe Opportunity Insights’ study results can be interpreted as a call to arms – for the top third…
A Future with Fewer Princesses
…of seeing, for example, the Toronto Raptors play. We probably won’t put Ms. Vaz-Oxlade out of the TV business anytime soon – but if you run into her – you…
Stuff Kids Want: Clothes
…interest or style-specific that no one else wants them. If your family is in the habit of completing Gift Surveys before making material (pardon the pun) purchases – you already…
Instructions for Toothpaste?
…Before they use them… people may see Gift Surveys as synonymous with a set of instructions that come along with toothpaste, and think to themselves, Do I really need these?…
Gifting Sense Recognized at the Money Awareness & Inclusion Awards
Last month Gifting Sense was recognized as one of the Best Non-profit School-aged Financial Education Programs at the Money Awareness and Inclusion Awards – the MAIAs! We were absolutely thrilled…
How Careful Spending Helps Kids “Find Their Whistle”
…“whistle”! The book concludes with the four main lessons almost fifty years of whistling has taught Chris. Two of the four (be grateful and be disciplined) are immediately compatible with…
Put A Cape On Ms. Taub!
…Self-Assessment. Are your older kids wondering how to create the life they dream of? Have them start to untangle what they really enjoy, from what society tells them they should,…
What d’cha Get?
…the recipient really won’t enjoy. In addition, and perhaps more importantly, your kids will really understand how many hard-earned dollars are required to make their birthday wishes come true. Asking…
Born Before the Smartphone?
…ComicCon – the massive annual convention for admirers of comic books, their production and characters.) We attended the Tech Up For Women conference last year and were duly impressed with…
Why are the possible answers “Yes” or “Not Applicable”?
…began developing the DIMS SCORE® calculation, we started out with Yes or No answers. But we quickly realized there were times when a question really wasn’t applicable. For example only…
Want Money-Smart Kids? “You Must Remember This”
…old book and know for a fact that they are only walking in the footsteps of Millionaires before them. If they persist, regale them with some of the most enduring…
Your Family’s Pandemic Survival Plan
…from fewer choices in their closet or the fridge. If allowed, they can exit the pandemic with more respect and appreciation for you, the life you’re providing, and what it…
The “Learn More” Buttons
…a little simple, please consider visiting the question “on-site” and click the “Learn More” button beneath it. We hope it will reveal more of the kind of detailed information you…
Be Prepared to Be Amazed
…in particular often complain that their kids won’t talk to them – so seize the opportunity when they will – even if it is “just because they want something”. In…
Don’t Get Burned by Giving Allowance Without Structure
…not live on farms where there is an abundance of work to be regularly completed; even jobs outside the family home for older school-aged children are harder to come by…
Don’t Be A Sales Tax Fairy (STF)
…then showed him the $16.99 shipping and handling charge for someone to box up and mail him the skateboard – which brought the total to $59.38 – a $19.39 increase…
Prevent This: Back-to-School Buyer’s Remorse
…parents to buy them things, they are inexperienced. Putting some structure around back-to-school shopping helps them acquire the experience they need to be money-smarter. For most of 2020, they’ve been…
Gift Card Management: Holiday Hack #10
…cards for Amazon gift cards, which can be aggregated towards one larger purchase. Many charities will accept gift card donations to help them purchase operating supplies. Some stores will even…
Leading By Financial Example
…consciously elect not to live as their parents did, because they have experienced or seen the consequences of for example, living in excessive debt, but most of the time, “The…
Why Doesn’t Total Cost Impact DIMS SCOREs?
…to think before they buy – we really believe it’s one of the best gifts you can give them! DIMS SCORE® Calculator How it Works Published on Oct 10 2015…
