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Child Development . Financial Literacy . For Kids . For Parents . For Teachers . Spending Ed .

Spending Ed Three: The Strategic Spending License

Once your child can pause (thanks to the Smart Spending Permit) and spot the pressure to buy (thanks to the Defensive Spending License), they’ll be getting ready for their full Strategic Spending License, the big one, where they steer every dollar (even "just for fun" ones) toward the future they're building.

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Spending Ed Three: The Strategic Spending License

Child Development . Financial Literacy . For Kids . For Parents . For Teachers . Spending Ed .

Spending Ed Two: The Defensive Spending License

Your child earned their Smart Spending Learner's Permit and practiced pausing before making a purchase. The "intermediate" Defensive Spending License hands them the wheel while teaching them to spot the ads, aisles, and apps built to talk them into a quick "yes" at checkout.

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Spending Ed Two: The Defensive Spending License

Child Development . Financial Literacy . For Kids . For Parents . For Teachers . Spending Ed .

School’s Out. Time for Spending Ed: Driver’s Ed for Money!

Driver's Ed prepares new drivers for taking two tons of steel, glass, and consequences onto the highway. What if kids got a Smart Spending Learner's Permit too? Summer is the perfect time to issue one. Inside: free tools and a quiz so yours can earn theirs tonight.

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School’s Out. Time for Spending Ed: Driver’s Ed for Money!

Child Development . Financial Literacy . For Parents . For Teachers .

We Don’t Start Any Other Subject in the Middle.

The work happening in high school financial education classrooms right now is genuinely exciting — excellent content, rigorous curricula, skilled teachers, real momentum. The question we've been sitting with is how to make that work land even more powerfully.

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We Don’t Start Any Other Subject in the Middle.

Child Development . Financial Literacy . For Parents . For Teachers .

A Practical On-Ramp for Families Building a Human Firewall

In this guest blog for Dr. Richard Y Kim, learn why the DIMS SCORE^® calculator is a practical way to start smart money talks that help families combat the constant pressure to buy.

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A Practical On-Ramp for Families Building a Human Firewall

Child Development . Financial Literacy . For Kids . For Parents . For Teachers .

What Does A First Car Really Cost?

Meet the newest DIMS SCORE^® Calculator, designed to help young people uncover the true cost of car ownership. Even a "free" first car can cost thousands a year.

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Child Development . Financial Literacy . For Parents . For Teachers . Inspiring Financial Writers .

Is Opportunity A Ladder or A Lottery?

Happy New Year. In this post, our founder reflects on a new book that helped her think more deeply about how young people learn to navigate choices, opportunity, and money.

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Child Development . Financial Literacy . For Parents . For Teachers .

The Ultimate Holiday Gift Parenting Flex

Improve the quality of requests your children make by getting them to ask - themselves - if their holiday wish list makes sense. The Money Awareness & Inclusion Awards think this is the ultimate parenting flex for the holiday season!

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The Ultimate Holiday Gift Parenting Flex

Child Development . Financial Literacy . For Parents . For Teachers .

Why Middle School?

It’s never too late (or early?) to learn how to be good with money — but for most kids, middle school is right on time. ⌚ Learn why early adolescence is such an ideal moment to teach mindful spending. Let us know if you disagree!

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Child Development . Financial Literacy . For Parents . For Teachers .

7 Ways to Score Money-Smarts with the 2026 FIFA World Cup!

The upcoming North American World Cup Match is the first ever hosted by three nations: Canada 🇨🇦, the United States 🇺🇸, and Mexico 🇲🇽! Discover how parents and educators can use #FIFAFever to teach young people smart saving, spending, and goal-setting habits.

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7 Ways to Score Money-Smarts with the 2026 FIFA World Cup!

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